Chill the Penguin mascotHVAC Pricing Direct
Financing

Payment options that work.

We partner with leading home-improvement lenders to make your install affordable. Most homeowners qualify in minutes with no hard credit pull.

0% intro APR

12–24 month promotional 0% APR through partner lenders for qualified buyers.

Monthly plans

60–120 month fixed-rate payment plans. Apply once, choose your term.

Federal & state credits

Up to $2,000 federal tax credit for qualifying heat pumps. CA TECH rebates may also apply.

How it works

  1. Get your wholesale HVAC estimate and select your system.
  2. Choose "Apply for financing" during checkout (no hard pull).
  3. Lender presents your options — 0% intro, fixed monthly, or hybrid.
  4. Equipment + install is funded; you pay one monthly bill.
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